Privacy Policy

This privacy notice discloses the privacy practices for This privacy notice applies solely to information collected by this web site. It notifies you of the following:

1. What personally identifiable information is collected from you through the web site, how it is used, and with whom it may be shared.

2. What choices are available to you regarding the use of your data.

3. The security procedures in place to protect the misuse of your information.

4. How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing
We are the sole owners of the information collected on this site. We only have access to and collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to any third party for any reason.

We will use your information to respond to you regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to provide insurance quotes, process an insurance application, or similar reasons.

A properly licensed insurance producer (agent) may contact you via telephone or email regarding your quote request in order to further clarify your eligibiligy for coverage, etc. In the future, we contact you to inform you about new products or services, impending rate changes, or changes to this privacy policy.

Your Access to and Control Over Information
You may opt out of any future contacts from us at any time. You may do so at any time by contacting us via the email address or phone number given on our website or on any email communication with us.

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information, such as personally identifiable information required to process an insurance quote or application, that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job relating to the processing of insurance quotes or applications are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

We may use "cookies" on certain sections of this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. Cookies enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site. Although some of our business partners may use cookies on our site, we have no access to or control over those cookies.

Online Health Insurance Purchase Links
Our website and email communications related to our site contains links to some health insurance carriers that provide online purchase of health and/or life insurance plans.  These services are provided across encrypted sessions so your data is protected.  To apply for coverage from an insurance carrier, you must provide contact information (like name, age, gender, spouse, dependents, phone number, home and business address), in addition to certain financial information and health history information. This information is used for to process your application and to establish billing practices following issuance of coverage. As your application is processed, insurance companies may routinely contact you using contact information you provide to them. Each insurance carrier has its own privacy policy presented to the end user in the process. 

If you feel that we are not abiding by this privacy policy, you should contact us immediately via email or phone as indicated on our site.