Get Health Plan Quotes

See how much you can save with a high deductible health plan.
It only takes about 3 minutes to use our online service, or call us at 702.425.5250. We'll work hard to earn your trust.

I think you'll be impressed with the level of outstanding service we provide. We provide carrier-direct rates, which means nobody can offer lower rates. Give us a chance to earn your business.
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About Our Agency

Our agency is an independent insurance and financial planning firm located in Las Vegas and now serving clients in 30+ states. We specialize in high deductible health plans that are qualified per IRS regulations to work in conjunction with heatlh savings account plans.

Our services are provided at no charge to you in the anticipation that you will allow us the honor to become "agent of record" on your new HSA-qualified insurance policy. Where appropriate and provided for by law, we can provide consultation services on a fee-based basis.

In addition to health plans, we offer a variety of other insurance-based products through our online services, including:

  • Life insurance
  • Disability income
  • Temporary health plans (up to 6 mos. or 1 yr)
  • Supplemental accident and cancer plans
  • Medicare supplement plans
  • Annuities

The agency was founded in by C. Dean Richard, JD, MSBA.  Mr. Richard is a highly seasoned veteran of the financial services industry, having entered the business as one of the original agents with NASE (National Association for the Self-Employed) in 1980. After representing several "association plans" in the 1980's, he made the decision in the early 1990's to become 100% independent, thereby allowing his clients access to a variety of high quality plans underwritten by the highest quality insurance companies.

In the late 1990's he became one of America's first agents to specialize in medical savings account plans--the predecessor to the HSA plan. His early involvement in the consumer-driven health plan movement led him to become known first as "the MSA king" and now as "the HSA king."™ 

In addition to his extensive experience in the industry, Mr. Richard's professional education background helps to distinguish hime as one of America's most well-respected benefits brokers:

  • J.D., Texas Tech School of Law, 1996 (law degree)
  • MSBA, San Diego State, 2004 (Financial & Tax Planning)

We take great pride in personalized service. It is our sincere hope that you will provide us the opportunity to be of service to you and your family.  

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