Health savings accounts are America's HOTTEST health plans.
Use our site to find out why, then open one for yourself.
Over 5 million Americans have switched to health savings account plans since 2004. Use our site to learn how health savings accounts work. Then, let our independent nationwide insurance agency help you establish an HSA plan for yourself, your family, or your company.
Our agency has specialized in high deductible health insurance plans since 1980. Today, we focus on high deductible plans that are IRS-qualified to work with health savings accounts. As an indepdent agency, we quote multiple highly rated insurers to help you identify the best value in high deductible plans. Then, we help you establish your HSA savings account at one of several well-respected financial institutions. Let us help you save money with an HSA plan.
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I was very impressed with
your service. Other agents didn't seem to understand the HSA, but you explained it to us from start
to finish and helped us save over $500 a month in the process. You truly
are the HSA king. Thanks so much! J.S. Austin, TX |  |
What is a health savings account plan?
A health savings account plan is an innovative health care plan that combines (1) a high deductible health insurance plan ("HDHP") with a (2) special tax-favored savings account that is similar to an IRA. Please note that pursuant to IRS Regs, you are required to carry a properly qualified high deductible health plan in order to qualify for the actual savings account and enjoy its many tax advantages. Click here to learn our unique 5-step HSA formula. (new browser opens)
Establishing a health savings plan is a simple, 2-step process:
- FIRST, become insured under a high deductible health plan that is properly qualified to work in conjunction with an HSA. (Click the big button on the right to get quotes from multiple insurers through our independent agency.)
- THEN, open and begin funding
the actual HSA account.
Caution: A common misconception is that anyone can have a health savings account if they already have a health insurance policy with a "high deductible." In reality, however, most existing policies with a "high deductible" are not properly qualified per IRS regulations to work in conjunction with a health savings account. To find out if your current policy is properly HSA-qualified, read my White Paper Report: Is Your High Deductible Policy Properly Qualified for an HSA Plan? (new browser opens)
See a graphic example of how an HSA insurance plan works
Please click here for a graphic example of how an HSA plan works. We use an actual example from our case files that shows how we saved over $6,000 a year for a Georgia family whose old health plan had increased over $100/month. Not only did we save them several thousand dollars a year in premiums and taxes, their health care coverage is actually better than what was provided under their old high-priced plan. Of course, your results could vary. (new browser opens)
Getting started - what to do first
The first step is to get quotes on HSA-qualified high deductible health plans. The reason this is important is because if your premium savings are not large enough, the HSA may not make sense for you. To get some fast, free quotes from major A-rated carriers, just click the big button that says "get quotes" and complete a very short info form that takes only about 2 to 3 minutes. Please note: You must be insurable to qualify for coverage. Feel free to use the "contact" form at the top of any page to drop us a quick question about any potential insurability issue.
Service you can trust from our independent nationwide agency
Because we've been marketing "consumer-driven" health plans since 1980, we honestly believe that nobody knows the market better. We pride ourselves in the level of service we provide as we help working Americans establish their own individual health savings account plans. Our simple, streamlined process gets you the information you need--fast--so you can make a well-informed decision regarding your health care plan. Just complete our short "get quotes" form to get started, or if you prefer, call our offices to get your questions answered fast. (see "contact" link at top of page)
Our Privacy Pledge to You: You will not be bomarded with calls and emails from other agents by using our website quoting service. Unlike many so-called insurance websites, we are a real, legitimate, properly licensed insurance agency. We use this site soley for the purpose of introducing our services to new clients. We never sell your info to any third party, period. (See our White Paper Report on the right to learn more about websites that pose as licensed agencies with the sole purpose of selling your personal information to numerous insurance agents and other third-parties.)
Thanks for visiting!
We look forward to helping you establish your new health savings account plan--but we can't do anything to help you get started until you request a quote, so please do that as soon as you can. It only takes about 3 minutes. |
