A new insurance plan in Virginia focuses on covering just the stuff that can hurt you financially. Car insurance doesn’t pay for windshield wipers and other “maintenance” issues — the individual owner does. Similarly, under these cost-effective plans, policy owners pay their own maintenance issues, such as routine Dr. visits, etc. leaving the insurance to cover only the catastrophic expenses. This creates a significant premium savings.
From the Richmond, Virginia website
COMMENT:
This is the concept our insurance brokerage has been marketing for almost 30 years, folks — nothing new here, really. As health plan premiums get higher and higher, however, this “old” concept is being reborn.
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