It shouldn’t take an article from the New York Times to let everyone know–even people with health insurance are feeling the sting of increasing medical care.

So just in case you didn’t know (the obvious):
Here’s the link

Higher premiums. Less benefits. Higher co-pays.

“It just keeps eating into people’s income,” as one quoted source states in the Times article.

COMMENT:
This article is stating the obvious, but the unstated moral of the story is: Get a health savings account plan. If you pay for your own health insurance premiums, it makes less sense than ever to keep over-paying for health plan coverage with bells and whistles that you don’t really need.

The other unwritten point made here is that people who can’t afford higher co-pays also can’t afford higher premiums that come with those plans. Lower co-pays mean higher premiums. This is a truism that many legislators simply don’t get–they continue to push more and more mandated coverage, thinking that insurance companies are simply going to absorb the additional cost required to provide those mandated benefits.

We need a dose of reality on this issue.